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Armenia is a small but well-known nation that straddles the line of inclusion in Western Asia and Eastern Europe. Even as a member of the Former Soviet Union, Armenia held fast to its distinct cultural heritage. Democracy reigns in Armenia, as it made a successful political transition compared to other Former Soviet nations.

Armenia boasts one of the largest diaspora communities in comparison with the actual country's population. The current population hovers near 3 million and the diaspora community is charted near 7 million, an astonishing comparative difference. This diaspora population has steadily grown over the years, along with their success in various business sectors.

The immense total of Armenians abroad, coupled with success on their part has spawned a healthy schedule of remittances. The amount of people who send money to Armenia on a consistent basis is extremely high. Their funds are transmitted in a few different methods, but no matter the method, their effect remains very strong.

For very large sums of money that are being sent from the US to Armenia, a bank to bank transfer is most optimal. Usually a quick call to your local branch can organize the transaction to me made in person. However, most people are not sending amazingly large sums of money so an option to send money online is definitely attractive.

Normally, another option would be to use a wire transfer service that allows customers to send money from a third-party location to Armenia. Unfortunately, some well-known money transfer services such as these, are not able to operate in Armenia. This reality makes the situation a tad more precarious.

A newer, influential option is that of a reloadable debit card. Cards can be registered online, and used to send money to the same card over and over. This is an intriguing method for those sending money on a regular basis in somewhat smaller amounts. It also means the recipient need not be affiliated with any bank at all, as they can go to local ATMs to withdraw their funds at their leisure.

Security and comfort are best combined when sending money with a reloadable debit card. Generally cards are not directly connected to any personal or payment information, with funds only accessible via a PIN number. Without the vital PIN number someone else in posessesion of the card would not be able to acquire funds. The ability to have money essentially sent to your pocket from the world over creates a level of convenience never before seen in this world. Long, arduous trips to agent-based locations are now eliminated, and your privacy instantly increased.

Armenians abroad enjoy sending money home to not only support their family, but also to pursue overseas investments. The exchange rate is a very favorable 390 drams per dollar, with a formidable purchasing power. This rate allows many the comfort to easily send money to Armenia, knowing every dollar will significantly assist their recipient.

Technology will only continue to grow, as will people's access and understanding of it. It is reasonable to assume the prepaid debit card market will continue to grow in Armenia, especially as banking reliability decreases and other money transfer services remain absent.